Household Money Planner

One calm Google Sheet to run your whole household's money — spending, bills, EMIs and savings goals, all auto-totalled.

One calm Google Sheet that runs a household's everyday money, for Indian families and dual-income couples. Log spending (mostly UPI), stay ahead of every bill and EMI, and watch savings goals fill up — a live dashboard updates itself. Built for FY 2025–26 on the 50/30/20 rule, with Indian lakh formatting, real calendar date pickers and checkbox bill tracking.

Inside

• 01Dashboard — income, spending, savings and net cash at a glance, with budget bars + a 12-month strip
• 02Spending — tag each expense UPI / Card / Cash / Auto-debit; categories total themselves
• 03Budget Plan — planned vs actual per category, with over/under flags (50/30/20)
• 04Savings Goals — emergency, Diwali, trips — % bars and months-to-go
• 05Bills & EMIs — due dates + a checkbox to tick off what's paid